Privacy Policy

Last updated: January 23, 2025

Introduction

FundScout ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our service.

Information We Collect

We collect information you provide directly to us, such as:

  • Account Information: Name, email address, and password when you create an account
  • Financial Data: Read-only access to email accounts and bank transaction data through secure OAuth connections
  • Usage Data: Information about how you interact with our service
  • Communications: Any messages or feedback you send to us

How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve our services
  • Identify money-saving opportunities in your email and financial accounts
  • Generate automated claim forms and refund requests
  • Send you notifications about savings opportunities
  • Respond to your comments, questions, and requests
  • Monitor and analyze usage patterns and trends
  • Protect against fraudulent or illegal activity

Data Security

We implement industry-standard security measures to protect your information:

  • Encryption: All data is encrypted in transit using TLS and at rest using AES-256 encryption
  • Access Controls: Read-only OAuth 2.0 connections ensure we never see your passwords
  • Compliance: We maintain SOC 2 Type II compliance and undergo regular security audits
  • Data Minimization: We only collect and retain data necessary to provide our services

Data Sharing and Disclosure

We do not sell, trade, or rent your personal information. We may share your information only in the following circumstances:

  • Service Providers: With trusted third-party services that help us operate our business (e.g., cloud hosting, email delivery)
  • Legal Requirements: If required by law or in response to valid legal requests
  • Business Transfers: In connection with a merger, acquisition, or sale of assets
  • With Your Consent: When you explicitly authorize us to share information

Your Rights and Choices

You have the right to:

  • Access: Request a copy of the personal information we hold about you
  • Update: Correct inaccurate or incomplete information
  • Delete: Request deletion of your personal information
  • Disconnect: Revoke access to connected accounts at any time
  • Opt-out: Unsubscribe from marketing communications

Data Retention

We retain your information only as long as necessary to provide our services and fulfill the purposes outlined in this policy. When you delete your account, we remove your personal information within 30 days, except where retention is required for legal or legitimate business purposes.

Third-Party Services

Our service integrates with third-party platforms (Gmail, Outlook, bank accounts) through secure APIs. These services have their own privacy policies, and we encourage you to review them.

Children's Privacy

FundScout is not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us at:

Email: privacy@fundscout.app
Address: FundScout, Inc.
[Your Address]
[City, State ZIP]

California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA). You may request information about our data collection practices and exercise your rights by contacting us at the email address above.

European Privacy Rights

If you are located in the European Economic Area (EEA), you have additional rights under the General Data Protection Regulation (GDPR), including the right to data portability and the right to lodge a complaint with your local supervisory authority.